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WealthVizr

Terms of Service

Last updated: January 2025

1. Agreement to Terms

By accessing or using WealthVizr ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you do not have permission to access the Service.

These Terms apply to all visitors, users, and others who access or use the Service. We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms.

2. Description of Service

WealthVizr is an AI-powered financial planning application that provides:

  • Conversational AI financial guidance based on your input
  • Tools to track income, expenses, debts, investments, and goals
  • Visual dashboards and financial projections
  • Educational content about personal finance

3. Important Disclaimer: Not Financial Advice

PLEASE READ THIS SECTION CAREFULLY:

  • WealthVizr provides educational information and general guidance only. We are NOT registered investment advisors, financial planners, tax professionals, or legal advisors.
  • Our AI-generated recommendations are not personalized financial advice. They are based on general best practices and the information you provide, but do not account for your complete financial situation.
  • You should consult qualified professionals before making financial decisions. This includes but is not limited to investment decisions, tax planning, retirement planning, and debt management strategies.
  • Past performance does not guarantee future results. Any projections or calculations are estimates based on assumptions that may not reflect actual market conditions.
  • We are not responsible for financial losses resulting from decisions made based on information provided by our Service.

For more details, please review our Disclosures page.

4. User Accounts

When you create an account with us, you must:

  • Provide accurate, current, and complete information
  • Maintain the security of your password and account
  • Promptly notify us of any unauthorized use of your account
  • Accept responsibility for all activities that occur under your account

You must be at least 18 years old to use this Service. We reserve the right to refuse service, terminate accounts, or remove content at our discretion.

5. User Responsibilities

You agree to:

  • Use the Service only for lawful purposes
  • Provide accurate financial information to receive meaningful guidance
  • Not attempt to access other users' accounts or data
  • Not interfere with or disrupt the Service or its infrastructure
  • Not use automated systems (bots, scrapers) to access the Service
  • Not reverse engineer or attempt to extract the source code
  • Comply with all applicable laws and regulations

6. Intellectual Property

The Service and its original content (excluding user-provided data), features, and functionality are owned by WealthVizr and are protected by international copyright, trademark, and other intellectual property laws.

You retain ownership of the financial data you provide. By using the Service, you grant us a limited license to use your data to provide the Service and improve our offerings.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your information.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied
  • We do not warrant that the Service will be uninterrupted, error-free, or secure
  • We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service
  • Our total liability for any claims shall not exceed the amount you paid us in the past 12 months, or $100, whichever is greater
  • We are not liable for any financial losses, missed opportunities, or damages resulting from reliance on information provided by the Service

9. Indemnification

You agree to indemnify and hold harmless WealthVizr, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney's fees) arising from your use of the Service or violation of these Terms.

10. Termination

We may terminate or suspend your account immediately, without prior notice, for any reason, including breach of these Terms. Upon termination:

  • Your right to use the Service will immediately cease
  • You may request deletion of your data in accordance with our Privacy Policy
  • Provisions that should survive termination (liability, indemnification, etc.) will remain in effect

11. Dispute Resolution

Any disputes arising from these Terms or your use of the Service will be:

  • First attempted to be resolved through informal negotiation
  • Governed by the laws of the State of Delaware, United States
  • Subject to the exclusive jurisdiction of the courts in Delaware

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by updating the "Last updated" date and, where appropriate, notifying you via email or in-app notification. Your continued use of the Service after changes constitutes acceptance.

13. Contact Us

If you have questions about these Terms of Service, please contact us:

  • Email: legal@wealthvizr.com
  • Website: wealthvizr.com